Better Debt Solutions, LLC, offers various financial products and services through its wholly owned subsidiary, BDS, and affiliates (collectively, “BDS”), which may be provided by BDS or other unaffiliated third parties. All estimates for BDS services are based on prior results, which will vary depending on your specific enrolled creditors and your program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. BDS does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Nor will it assume your debts, make monthly payments to creditors or provide tax, accounting, legal advice, or services. BDS services are not available in all states, including New Jersey, and its fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of BDS services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated results BDS obtains on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. By proceeding, you acknowledge that you may be contacted by one or more representatives of Better Debt Solution to discuss options.